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Offering online quoting, underwriting, binding, and policy issuance for a wide breadth of commercial and personal lines products.

Artisan — Online Product

  • Over 50 classes of artisans are available to quote and bind.

  • Admitted and non-admitted markets available, A-rated.

  • Inland Marine coverage is available for selected products.

  • Blanket Additional Insured and Waiver of Subrogation are available.

Canine Liability — Online Product

  • Schedule multiple dogs, with many liability limits to choose from.

  • Will write aggressive breeds, and canines with a bite history.

  • Off-leash and off-premises coverage options are available.

  • Additional insureds available.

 Commercial Property Online Product

  • Special, Broad and Basic forms available.

  • Replacement cost and actual cash value basis are also available.

  • Wide range of property values will be considered, with wind coverage available in many areas.

 Primary Flood

  • Residential: Limit $250,000 Building plus $100,000 contents.

  • Commercial: Limit $500,000 Building plus $100,000 contents.

  • Standard Deductible: 5%

General Liability — Online Product

  • Nearly 500 class codes available to primarily retail, restaurant, office, and habitational.

  • Offering blanket additional insureds for $150.

  • This product is written with an “A-XV” rated carrier.

 Builders Risk — Online Product

  • Commercial or residential structures newly built or under renovations.

  • Policy periods of 1 to 18 months.

  • This product is written with an “A-XV” rated carrier.

 Commercial Auto Online Product

  • Over 800 Classes are available for quoting and binding

  • Combined Single Limits up to $1M

  • Up to 10 vehicles can be quoted

  • Coverages & Endorsements include:

    • Hired and Non-owned Liability

    • Rental Reimbursement

    • Drive Other Car

 Commercial Package — Online Product

  • Package our General Liability product with our Property product and get a great Package policy to provide to your client.

 Excess Flood

  • Excess Flood can be written stand-alone over NFIP policy or NFIP equivalent policy.

  • TIV $1,000,000 (incl. contents) but $500,000 TIV limit for Frame.

  • Commercial Property, Vacant Property, Homeowners Eligible.


  • Coverage limits from $250,000 to $1,000,000. Above $1M limit, is on a submit basis.

  • Wind capacity in select counties, without restrictions on distance to coast.

  • Wide range of Coverage B, C & D limits, and wide range of deductible options.

  • Seasonal homes, secondary homes and homes titled in LLC, trust or corporation are acceptable.

  • Personal liability limits range from $100,000 to $1,000,000.

  • This product is written with an “A-XV” rated carrier.

Vacant Property — Online Product

  • Vacant or unoccupied commercial or residential buildings in good condition.

  • Policy periods of 1 to 12 months.

  • General liability limits of $1M occurrence, $2M aggregate, with no deductible.

  • This product is written with an “A-XV” rated carrier.

Our internet-based system allows you to rate, quote, and bind various lines of insurance coverage 24 hours a day. We offer the following online products.

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Amelia Underwriters is licensed and operating in 36 states in the United States.

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Licensed States

Amelia Underwriters offers a wide variety of both online and offline products. Download our product packet to view our full list of products, markets, states, product features, and applications.

Online Product List

Our Online Products

Online products can be quoted and bound 24 hours a day.


Contact Information

Call: (904)261-2306
Quote Requests:
Signed Applications:
Endorsement Requests:

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